Credit Rebuilding


The credit report will summarize all of your credit history in Canada. It includes: your personal information such as your current and previous address, as well as employment information. It can also include bank account information, credit cards, bankruptcies, debt and a list of people or companies who made inquiries about your credit.

Your credit score indicates the risk you represent to banks compared to other consumers. Here are some factors that can affect your overall score:

  • How long you’ve had credit in Canada.
  • Your history of making payments on loans and credit cards.
  • Your outstanding debt (are you close to your limit?)
  • The types of credit that you are using (credit card, loans, etc...)
  • Any record of bankruptcies or collections.
  • The number of recent inquiries about your credit.
Can checking your credit affect your approval?
The simple answer: it can. The complicated version: it will depend on who is checking how many checks are done. If multiple dealers pull your credit, it will affect your chances of getting approved. Even something as simple as getting a new phone or increasing your credit card limit will count as a check. The fewer inquiries the better. We would love the chance to help you first 🙂
If your credit isn't perfect, don't worry! We have helped many people recovering from credit troubles.
You're not alone! We can help you get started today.
financing needs


Tara is friendly and can take care of all your financing needs!
We are knowledgeable and professional - if you have questions, we have answers.
Offering financing and leasing solutions for any budget.

Tara Barrett
Finance Manager
PH: (403) 782-3626

Want to apply?